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Borders Law, LLC | Bankruptcy Attorneys
Borders Law, LLC | Bankruptcy Attorneys
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Compassionate Bankruptcy Representation For Over 20 Years

Legal Help For Stopping Creditor Harassment

Dealing with aggressive creditors is frustrating, stressful and sometimes even frightening. Unfortunately, many people do not realize that they have rights under the Ohio Fair Debt Collection Practices Act and other debt collection laws to protect them. If you are feeling trapped by endless calls and letters, working with an experienced lawyer can be the key to understanding your consumer rights and finding a path toward peace.

I, attorney Keith L. Borders, understand what you are going through because I have helped hundreds of clients in similar situations. With over 20 years of experience, I have built a career focused on protecting the rights of individuals throughout the Cleveland metro and Cuyahoga County. Whether you need immediate help or just have questions about your options, Borders Law, LLC, is ready to stand by your side.

Understanding The Ohio Fair Debt Collection Practices Act

The Ohio Fair Debt Collection Practices Act protects you against abusive creditor behavior. These debt collection laws outline exactly what collectors can and cannot do when collecting a debt. Some key consumer rights include:

  • The right to request written verification of a debt
  • Protection from calls at unreasonable hours
  • Prohibition of threats, abusive language or false statements

Knowing these consumer rights can help you take control and push back against unfair practices.

How To Know If You Are Experiencing Creditor Harassment

Recognizing creditor harassment signs early can protect you from further harassment. Some examples include:

  • Receiving multiple calls a day, especially after asking them to stop.
  • Hearing threats of lawsuits or wage garnishment that seem suspicious.
  • Being contacted at work after telling them not to.

Learning how to identify creditor harassment is the first step toward stopping any of these behaviors.

How Bankruptcy Can Help Stop Creditor Harassment

Bankruptcy triggers an automatic stay, which legally forces creditors to cease collection efforts immediately.

This form of bankruptcy protection from creditors can offer much-needed breathing room while we work together toward a permanent solution.

Do Not Let Creditors Control Your Life

If you live in the Cleveland metro or Cuyahoga County, you do not have to face abusive creditors alone. As an experienced attorney from Borders Law, LLC, I am here to explain your rights, fight for you and help you reclaim your peace of mind.

Call 216-435-5668 or fill out my online contact form, and get a free case evaluation today.

My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.